:root{
  --bg:#f5fbff;
  --bg-soft:#edf7ff;
  --surface:#ffffff;
  --surface-2:#f0f8ff;
  --text:#12304a;
  --muted:#5d7891;
  --line:#d8e9f8;
  --primary:#1f8fff;
  --primary-2:#57b2ff;
  --primary-dark:#0d6fd6;
  --shadow:0 12px 35px rgba(24,81,129,.10);
  --radius:18px;
  --container:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,Segoe UI,Arial,sans-serif;
  background:linear-gradient(180deg,#f8fcff 0%,#f2f9ff 100%);
  color:var(--text);
  line-height:1.7;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary-dark);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(var(--container),calc(100% - 32px));margin:0 auto}
.topbar{
  position:sticky;top:0;z-index:50;
  backdrop-filter:blur(14px);
  background:rgba(255,255,255,.82);
  border-bottom:1px solid rgba(215,232,247,.95);
}
.nav{
  display:flex;align-items:center;justify-content:space-between;gap:24px;
  min-height:76px;
}
.brand{
  display:flex;align-items:center;gap:14px;font-weight:800;
  color:#103f6d;font-size:1.08rem;letter-spacing:.1px;
}
.brand img{
  width:44px;height:44px;object-fit:contain;border-radius:12px;
  background:#fff;box-shadow:0 8px 20px rgba(31,143,255,.12);
}
.menu{
  display:flex;align-items:center;gap:18px;flex-wrap:wrap;
}
.menu a{
  color:#28557a;font-weight:600;font-size:.97rem;
}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  padding:12px 18px;border-radius:999px;font-weight:700;
  transition:.2s ease;background:var(--primary);color:#fff;
  box-shadow:0 10px 24px rgba(31,143,255,.22);
}
.btn:hover{transform:translateY(-1px);text-decoration:none}
.btn.secondary{
  background:#fff;color:var(--primary-dark);border:1px solid #cfe6fb;
  box-shadow:none;
}
.hero{
  position:relative;overflow:hidden;
  min-height:78vh;display:flex;align-items:center;
  background:#0c2740;
}
.hero video{
  position:absolute;inset:0;width:100%;height:100%;object-fit:cover;
}
.hero::before{
  content:"";position:absolute;inset:0;
  background:
    linear-gradient(110deg, rgba(10,31,52,.78) 0%, rgba(18,59,96,.54) 44%, rgba(58,140,219,.35) 100%),
    linear-gradient(180deg, rgba(8,22,39,.20) 0%, rgba(8,22,39,.55) 100%);
}
.hero::after{
  content:"";position:absolute;inset:auto -10% -24% auto;width:520px;height:520px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(113,194,255,.28) 0%,rgba(113,194,255,0) 70%);
  filter:blur(10px);
}
.hero-inner{
  position:relative;z-index:2;color:#fff;padding:96px 0 86px;
  width:min(760px,100%);
}
.eyebrow{
  display:inline-flex;align-items:center;gap:10px;
  padding:8px 14px;border-radius:999px;
  background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.18);
  font-size:.92rem;font-weight:700;letter-spacing:.2px;
}
.hero h1{
  margin:18px 0 14px;font-size:clamp(2.15rem,5vw,4.35rem);
  line-height:1.08;letter-spacing:-.03em;
}
.hero p{
  margin:0 0 26px;color:rgba(255,255,255,.86);font-size:1.08rem;
  max-width:650px;
}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-actions .btn.secondary{
  background:rgba(255,255,255,.96);
}
.hero-stats{
  display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;
  margin-top:34px;
}
.stat-card{
  padding:18px 18px;border-radius:18px;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.15);
  backdrop-filter:blur(8px);
}
.stat-card strong{display:block;font-size:1.35rem}
.stat-card span{font-size:.94rem;color:rgba(255,255,255,.82)}
.section{padding:82px 0}
.section.alt{background:linear-gradient(180deg,#f9fcff 0%,#eef7ff 100%)}
.section-title{
  margin:0 0 10px;font-size:clamp(1.7rem,3vw,2.55rem);line-height:1.15;color:#103f6d
}
.section-desc{
  margin:0 0 28px;color:var(--muted);max-width:760px
}
.grid-3,.grid-4,.grid-2{display:grid;gap:24px}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.card{
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);
  padding:24px;box-shadow:var(--shadow)
}
.card h3{margin:0 0 10px;font-size:1.16rem;color:#103f6d}
.card p{margin:0;color:var(--muted)}
.highlight{
  display:flex;gap:16px;align-items:flex-start
}
.highlight .icon{
  width:52px;height:52px;border-radius:16px;
  background:linear-gradient(180deg,#e7f5ff 0%,#d7eeff 100%);
  border:1px solid #cfe6fb;display:grid;place-items:center;
  color:var(--primary-dark);font-size:1.35rem;font-weight:800;flex:none;
}
.content-wrap{
  display:grid;grid-template-columns:minmax(0,1.55fr) minmax(300px,.9fr);gap:30px
}
.article-list .card{padding:22px}
.article-list h3 a{color:#103f6d}
.kicker{
  display:inline-block;margin-bottom:8px;color:var(--primary-dark);
  font-size:.83rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;
}
.cta-box{
  background:linear-gradient(135deg,#1587ff 0%,#5fb5ff 100%);
  color:#fff;border-radius:28px;padding:34px;
  box-shadow:0 18px 44px rgba(28,124,221,.22)
}
.cta-box h2,.cta-box p{color:#fff;margin-top:0}
.cta-box .btn{background:#fff;color:#0b63c3;box-shadow:none}
.sidebar-box{
  background:#fff;border:1px solid var(--line);border-radius:20px;padding:22px;box-shadow:var(--shadow)
}
.sidebar-box h3{margin-top:0;color:#103f6d}
.checklist{padding-left:18px;margin:0}
.checklist li{margin:8px 0;color:var(--muted)}
.breadcrumbs{
  padding:18px 0 0;font-size:.95rem;color:var(--muted)
}
.breadcrumbs a{color:#45769f}
.page-hero{
  padding:58px 0 24px;background:linear-gradient(180deg,#fafdff 0%,#eef7ff 100%);
  border-bottom:1px solid #e4f1fb
}
.page-hero h1{
  margin:8px 0 12px;font-size:clamp(2rem,4vw,3rem);line-height:1.12;color:#103f6d
}
.page-hero p{margin:0;max-width:800px;color:var(--muted)}
.article{
  padding:56px 0 82px;
}
.article-layout{
  display:grid;grid-template-columns:minmax(0,1.65fr) minmax(280px,.8fr);gap:30px
}
.article-content,.article-aside{
  background:#fff;border:1px solid var(--line);border-radius:24px;
  box-shadow:var(--shadow)
}
.article-content{padding:30px}
.article-aside{padding:24px}
.article-content h2{margin:26px 0 10px;color:#103f6d}
.article-content h3{margin:22px 0 8px;color:#1d598d}
.article-content p,.article-content li{color:#45627b}
.article-content ul,.article-content ol{padding-left:20px}
.article-content table{
  width:100%;border-collapse:collapse;margin:18px 0;
  font-size:.98rem
}
.article-content th,.article-content td{
  border:1px solid #dbeaf8;padding:10px 12px;text-align:left
}
.article-content th{background:#f4faff;color:#103f6d}
.callout{
  border-left:4px solid var(--primary);
  background:#f3faff;padding:16px 18px;border-radius:14px;
  color:#2b577d;margin:16px 0
}
.faq details{
  border:1px solid var(--line);background:#fff;border-radius:16px;
  padding:16px 18px;margin-bottom:12px;box-shadow:var(--shadow)
}
.faq summary{cursor:pointer;font-weight:800;color:#103f6d}
.faq p{margin:10px 0 0;color:var(--muted)}
.link-list{list-style:none;padding:0;margin:0}
.link-list li{padding:10px 0;border-bottom:1px solid #ebf4fb}
.link-list li:last-child{border-bottom:none}
.footer{
  padding:44px 0 24px;background:#0d2840;color:#d9ecff
}
.footer-grid{
  display:grid;grid-template-columns:1.3fr .9fr .9fr;gap:28px
}
.footer h3,.footer h4{color:#fff;margin-top:0}
.footer a{color:#d9ecff}
.footer-bottom{
  border-top:1px solid rgba(217,236,255,.14);
  margin-top:24px;padding-top:18px;font-size:.95rem;color:#bedaf1
}
.tag-row{display:flex;flex-wrap:wrap;gap:10px}
.tag{
  display:inline-flex;padding:8px 12px;border-radius:999px;
  background:#eef7ff;border:1px solid #d6ebfb;color:#245986;font-weight:700;font-size:.9rem
}
.notice{
  padding:14px 16px;border-radius:16px;background:#fff8e7;border:1px solid #f2dfaf;color:#715d28
}
@media (max-width: 1100px){
  .grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .content-wrap,.article-layout{grid-template-columns:1fr}
}
@media (max-width: 820px){
  .grid-3,.grid-2,.hero-stats,.footer-grid{grid-template-columns:1fr}
  .menu{display:none}
  .hero{min-height:auto}
  .hero-inner{padding:84px 0 78px}
}


/* LOGO ONLY HEADER V1 */
.brand-logo-only{
  display:inline-flex;
  align-items:center;
  justify-content:flex-start;
  flex-shrink:0;
  padding:0;
  background:transparent;
  box-shadow:none;
}

.brand-logo-only img{
  display:block;
  width:180px;
  height:auto;
  max-height:64px;
  object-fit:contain;
  background:transparent;
  border-radius:0;
  box-shadow:none;
}

@media(max-width:600px){
  .brand-logo-only img{
    width:150px;
    max-height:55px;
  }
}

/* HEADER VIDEO DESIGN FIX V2 */

/* Full horizontal wordmark */
.topbar .nav {
    min-height: 92px;
    gap: 24px;
}

.topbar a.brand.brand-logo-only {
    flex: 0 0 auto;
    display: inline-flex;
    align-items: center;
    padding: 0;
    margin: 0;
    border: 0;
    background: transparent;
    box-shadow: none;
    min-width: 0;
}

.topbar a.brand.brand-logo-only img {
    display: block;
    width: 300px;
    max-width: 100%;
    height: auto;
    max-height: none;
    object-fit: contain;
    border: 0;
    border-radius: 0;
    padding: 0;
    background: transparent;
    box-shadow: none;
}

/* Header navigation */
.topbar .menu {
    flex: 1;
    justify-content: center;
    flex-wrap: nowrap;
    gap: 18px;
}

.topbar .menu a {
    white-space: nowrap;
}

/* Signup */
.header-signup {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 9px;
    flex-shrink: 0;
    padding: 11px 20px;
    border-radius: 12px;
    background: #1687f8;
    color: #fff;
    font-size: 14px;
    font-weight: 700;
    white-space: nowrap;
    box-shadow: 0 5px 14px rgba(22,135,248,.16);
    transition: background .2s, transform .2s;
}

.header-signup:hover {
    background: #086dd5;
    color: #fff;
    text-decoration: none;
    transform: translateY(-1px);
}

.header-signup:focus-visible,
.hero-signup:focus-visible {
    outline: 3px solid #7cc6ff;
    outline-offset: 3px;
}

/* Darken hero video */
.hero::before {
    background:
      linear-gradient(
        90deg,
        rgba(0,0,0,.82) 0%,
        rgba(0,0,0,.65) 48%,
        rgba(0,0,0,.48) 100%
      );
    z-index: 1;
    pointer-events: none;
}

.hero::after {
    z-index: 1;
    pointer-events: none;
}

.hero .hero-inner {
    z-index: 2;
}

.hero-signup {
    background: #1687f8;
    color: #fff;
    gap: 10px;
}

.hero-signup:hover {
    background: #0872df;
    color: #fff;
}

/* Tablets */
@media (max-width: 1100px) {
    .topbar a.brand.brand-logo-only img {
        width: 230px;
    }

    .topbar .menu {
        gap: 10px;
    }

    .header-signup {
        padding: 10px 14px;
    }
}

/* Mobile */
@media (max-width: 820px) {
    .topbar .nav {
        min-height: 76px;
        gap: 12px;
    }

    .topbar a.brand.brand-logo-only img {
        width: 210px;
        max-width: 100%;
        max-height: none;
    }

    .topbar .menu {
        display: none;
    }

    .header-signup {
        padding: 10px 13px;
        font-size: 13px;
    }
}

@media (max-width: 430px) {
    .topbar a.brand.brand-logo-only {
        flex: 1 1 auto;
        min-width: 0;
    }

    .topbar a.brand.brand-logo-only img {
        width: 100%;
        max-width: 210px;
    }

    .header-signup {
        font-size: 12px;
        padding: 9px 11px;
    }
}


/* VISUAL FIX V3 */

/* Transparent horizontal wordmark */
.topbar .brand.brand-logo-only {
    display: inline-flex;
    align-items: center;
    justify-content: flex-start;
    flex: 0 0 auto;
    padding: 0;
    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;
}

.topbar .brand.brand-logo-only img {
    display: block;
    width: 300px;
    height: auto;
    max-height: none;
    object-fit: contain;
    padding: 0 !important;
    background: transparent !important;
    border: 0 !important;
    border-radius: 0 !important;
    box-shadow: none !important;
}

/* Solid blue signup button */
.topbar a.header-signup,
.topbar a.header-signup:link,
.topbar a.header-signup:visited {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    background: #1687f8 !important;
    color: #ffffff !important;
    padding: 13px 22px;
    border: 1px solid #1687f8;
    border-radius: 12px;
    font-weight: 700;
    text-decoration: none;
    box-shadow: 0 6px 18px rgba(22,135,248,.20);
}

.topbar a.header-signup:hover {
    background: #086dd5 !important;
    color: #ffffff !important;
}

/* Actual dark layer on top of background video */
.hero {
    position: relative;
    isolation: isolate;
}

.hero video {
    position: absolute;
    inset: 0;
    z-index: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero::before,
.hero::after {
    display: none !important;
}

.hero .hero-shade {
    position: absolute;
    inset: 0;
    z-index: 1;
    background: rgba(0, 0, 0, .75);
    pointer-events: none;
}

.hero .hero-inner {
    position: relative;
    z-index: 2;
}

.hero a.hero-signup {
    background: #1687f8 !important;
    color: #ffffff !important;
    border: 1px solid #1687f8;
}

.hero a.hero-signup:hover {
    background: #086dd5 !important;
    color: #ffffff !important;
}

@media (max-width: 1100px) {
    .topbar .brand.brand-logo-only img {
        width: 240px;
    }
}

@media (max-width: 820px) {
    .topbar .brand.brand-logo-only img {
        width: min(210px, 100%);
    }

    .topbar a.header-signup {
        padding: 10px 13px;
    }
}

@media (prefers-reduced-motion: reduce) {
    .hero video {
        display: none;
    }
    .hero {
        background: #102b46;
    }
}


/* HOMEPAGE CONTENT V4 */

.hero .hero-inner {
    width: min(850px, 100%);
    padding-top: 100px;
    padding-bottom: 90px;
}

.hero h1 {
    max-width: 850px;
    font-size: clamp(2.25rem, 4.7vw, 4.6rem);
    line-height: 1.16;
    letter-spacing: -0.025em;
    overflow-wrap: break-word;
}

.hero p {
    max-width: 710px;
}

.hero-disclaimer {
    margin-top: 26px !important;
    font-size: .82rem !important;
    color: rgba(255,255,255,.75) !important;
}

.card-action {
    margin-top: 18px !important;
}

.card-action a {
    font-weight: 700;
    color: #0874d4;
}

.section-followup {
    margin-top: 28px;
    color: #45627b;
}

.section-followup a {
    font-weight: 700;
}

.hero .hero-shade {
    background: rgba(0,0,0,.78) !important;
}

@media(max-width:820px) {
    .hero .hero-inner {
        padding-top: 76px;
        padding-bottom: 70px;
    }

    .hero h1 {
        font-size: clamp(2rem, 7vw, 3rem);
    }
}


/* FOOTER HEADING V6 */
.footer .footer-heading {
    color: #ffffff;
    font-weight: 700;
    font-size: 1.05rem;
    line-height: 1.5;
    margin: 0 0 12px;
}